Meridian Demo Bank is a licensed, FDIC-insured retail bank serving consumers and businesses since 1974. Open a checking or savings account in minutes, apply for a credit card, auto loan or mortgage, and manage everything in online and mobile banking. Your deposits are insured by the FDIC up to $250,000 per depositor, per ownership category.
Open a bank account Log in to online banking Apply for a mortgageEveryday Checking with no monthly maintenance fee, a debit card, mobile check deposit, bill pay, Zelle and overdraft options. Open online with a $25 opening deposit.
High-Yield Savings at 4.25% APY and Certificates of Deposit from 3 to 60 months. Automatic savings transfers and no-penalty CD options.
Meridian Cash Rewards and Low-Rate Visa credit cards with fraud monitoring, contactless pay, instant card lock and $0 fraud liability.
Fixed and adjustable-rate mortgages, home equity lines of credit, refinancing, and auto loans with local underwriting and pre-approval in minutes.
Small-business and commercial checking, merchant services, payroll, ACH origination and positive pay for fraud control.
Business lines of credit, term loans, SBA loans and commercial real estate financing for growing companies.
Wire transfers, remote deposit capture, lockbox, and online treasury management for business customers.
| Product | Term | APY | Minimum |
|---|---|---|---|
| High-Yield Savings | — | 4.25% | $0 |
| Certificate of Deposit | 12 months | 4.60% | $1,000 |
| Money Market | — | 3.90% | $2,500 |
Log in to online banking to check balances, transfer funds, deposit checks, pay bills, send money with Zelle, and view statements.
Multi-factor authentication, biometric login, real-time fraud alerts and 24/7 monitoring protect your accounts.